No one wants to think about getting in an auto accident, but in the United States the chances of eventually being in even a small one is pretty high. It’s better to be prepared for what to do ahead of time than to struggle with following the correct steps after the fact. It can be hard enough to think straight even when you do know the proper steps. Here’s some factors you shouldn’t miss after an accident.
Calling the police can seem intimidating following an accident, especially if you think it was your fault. However, there is no harm in contacting them. They can dispatch an officer to the scene who can take statements from both drivers and make a report of fault. This can make the insurance claims process a little easier in the future. Obviously, if someone is seriously injured, you should call 911 for an ambulance.
While you wait for police, exchange names, contact info and insurance information with the other driver involved in the accident. You may need this if you have to file a claim with their insurance or talk to them in the future to get everything settled.
The accident scene contains a lot of evidence that you can use to file a claim and get compensated for your losses, whether that’s property damage, physical injuries or a mix of both. Before you drive away, take pictures of the scene. This can help you remember what happened and prove that auto damages actually occurred. Get the statements of any witnesses who saw the accident happen, and get their contact information in case you need them to speak to insurance. See a doctor right away and get a copy of their report to confirm your injuries are from the accident. Finally, get a copy of the police report when it is filed in a few weeks.
Contact an Attorney
If the insurance company contacts you with a low offer, tries to avoid paying you or claims you caused the accident when you didn’t, it may be time to contact an auto accident attorney in Columbia MD. Many legal issues can arise between when the accident happens and when you finally receive a settlement, and you don’t want to receive less than you deserve.
You want to get the most out of your settlement, and hiring an attorney can help. You may not need their help for everything, but they can guide you in the right direction toward compensation. Don’t let tough legal jargon or difficulties with insurance get in the way of your recovery.